Money Then Privacy Policy

Updated on February 5, 2024.

Introduction and Summary

Welcome to Money Then (https://moneythen.com/), where our primary focus is enhancing your financial journey with insightful content. 

Privacy Assurance

Our commitment to safeguarding your personal and financial information is underscored by Money Then’s Privacy Policy. This commitment ensures the security and confidentiality of your data.

Inquiries and Clarifications

Should you have any questions or doubts regarding our Privacy Policy, we highly advise reviewing it to ensure a comprehensive understanding of your rights and available choices. For further clarification or inquiries, feel free to reach out to our team at [email protected] or fill out the form available at https://moneythen.com/contact.

Privacy Policy Overview

This Privacy Notice, presented by Money Then (“we”, “us”, “our”), elucidates how we manage your information throughout your use of our services (“Services”). Your engagement with our Services may involve:

  • Engaging with our services through alternative methods.

It is essential to note that this Privacy Policy exclusively pertains to our online activities and is designed for visitors to our website concerning their information interactions with Money Then. This policy does not apply to any information gathered offline or through means other than this website.

Regarding Consent

By utilizing our website, you implicitly agree to our Privacy Policy and the associated Terms, accessible at https://moneythen.com/terms. If you find that our policies and practices do not align with your preferences, we kindly request that you refrain from using our Services.

I. Information Collection

A. Information Obtained Directly from You

While you’re navigating Money Then, we don’t collect your personal data. However, if you desire access to exclusive content, registration in the restricted area is necessary. This involves providing personal information such as your name, email, phone number, and address.

This information is gathered in the restricted area to provide you with exclusive content and verify your identity as a genuine person or legal entity. This enables us to customize individual strategies for each user.

In cases where you contact Money Then for information or to report an issue, we may also collect your personal data, storing it for site administration purposes.

B. Automatically Gathered Information

At Money Then, we not only collect the personal data you provide for registration or contact but also non-personal data during your website visits. This includes digital details like your IP address, browser type, Internet Service Provider (ISP), visit dates and times, and click patterns, obtained through Log Files.

To tailor our offerings to your interests, essential for providing a personalized experience and assisting our advertising campaigns, we utilize Cookies and Web Beacons.

You can manage Cookies through your operating system settings. If not disabled, we will assume you have consented to their use.

C. Information from External Sources

Money Then provides financial market insights and recommends pages from our Advertising Partners for relevant products and services. When viewing ads on our site, these partners receive a data report, including your IP address, using technologies like Cookies, Web Beacons, and JavaScript. This aids in measuring ad effectiveness.

Please be aware that we do not control these Cookies, and you can manage them through your operating system settings.

Clicking on an ad and visiting an Advertising Partner’s page does not establish a relationship. Our Privacy Policy is applicable only to your interactions with Money Then.

Each website, including our Advertising Partners, has its privacy policy. We recommend reviewing these policies for any concerns. For example, Google, one of our partners, utilizes Dart Cookies to track visits. You can opt out and learn more about Google’s policy here:

Google’s Privacy Policy

For the privacy policies of our other Advertising Partners, please visit their respective websites.

Money Then Cookie Usage

Welcome to Money Then (“we”, “our”, or “us”). This Privacy Policy outlines how we utilize cookies on our website to enhance your browsing experience while respecting your privacy.

1. Understanding Cookies and Their Purpose:

Cookies are small pieces of data stored on your device when you visit a website. At Money Then, we employ cookies for various purposes, including:

  • Facilitating the registration process and overall site administration.
  • Recognizing logged-in users and ensuring seamless navigation.
  • Verifying subscriptions to newsletters or emails and presenting relevant notifications.
  • Collecting insights from surveys and questionnaires to better understand our audience.
  • Retaining form data for future reference.
  • Tailoring your browsing experience based on your preferences.
  • Utilizing third-party cookies from reputable sources for analytics and advertising endeavors.

2. Rationale Behind Cookie Usage:

Cookies are instrumental in improving your browsing experience on Money Then. They enable us to analyze how you interact with our website, enabling us to enhance our services and provide you with content and advertisements that align with your interests.

3. Managing Your Cookie Preferences:

You have the option to manage or disable cookies through your browser settings. However, please be aware that this action may impact the functionality of our website and limit your access to certain features. We recommend keeping cookies enabled for optimal performance on Money Then.

4. Types of Cookies Utilized:

  • Account Cookies: Utilized for managing registration and site administration processes.
  • Session Cookies: Identify logged-in users and facilitate seamless navigation.
  • Newsletter Cookies: Verify newsletter or email subscriptions and deliver relevant notifications.
  • Survey Cookies: Gather insights from surveys and questionnaires to enhance audience understanding.
  • Form Cookies: Retain form data for future reference and user convenience.
  • Preference Cookies: Customize user experiences based on individual preferences.
  • Third-Party Cookies: Employed from reputable sources for analytics and advertising endeavors.

5. Google Preferences:

You have the option to manage personalized ad preferences from Google through the Google Ads Settings. Adjusting your preferences here can control the types of ads you see based on your interests and browsing activity.

6. Deactivating Third-Party Personalized Ads:

To deactivate third-party personalized ads, visit www.aboutads.info for instructions on managing your ad preferences across various platforms.

II. Our Utilization of Your Information

We utilize the information gathered from our website in various ways to enhance your experience and refine our operations. Our methods include:

1. Maintaining Our Website: We diligently provide, operate, and maintain our website to ensure efficiency.

2. Enhancing Our Website: Our aim is to improve, personalize, and expand our website’s offerings to align with your preferences and needs.

3. Analyzing User Engagement: By comprehending and analyzing how you use our website, we can tailor its functionality and content to serve you better.

4. Driving Innovation and Development: Our commitment is to develop new products, services, features, and functionalities that cater to your evolving needs and align with technological progress.

5. Offering Communication and Support: We engage with you directly or through our partners, providing customer service, website updates, and marketing and promotional information.

6. Email Communications: We send emails that may interest you, including newsletters, promotions, and other important updates.

7. Enhancing Security Measures: Our focus is on identifying and preventing fraudulent activities to safeguard the integrity and security of our website and your personal data.

III. Upholding Data Integrity

Money Then maintains a firm commitment not to sell the information collected from users. However, as previously mentioned, we may share this information with partners to enhance user experience and formulate strategies for their products and services. Users who prefer not to have their information shared can request this under the terms of CCPA and GDPR laws.

Adhering to stringent security standards for collecting and storing data, Money Then’s primary goal is to enhance the user experience and develop strategies, services, and products for website development.

In the continually evolving internet landscape, achieving complete invulnerability is challenging. Therefore, Money Then reserves the right to defend itself in case of data breaches caused by third parties acting in bad faith, utilizing appropriate legal means.

IV. Assertion of Your Rights to Data Privacy

1. Your Established Rights

At Money Then, we acknowledge and uphold your rights to personal information, regardless of whether you have an account with us. It’s crucial to note that these rights may vary depending on your geographical location, as different states or regions may offer specific rights concerning personal information to their residents. Therefore, the rights you have regarding the data we collect and process may differ based on your location.

2. Data Retention Policy

Money Then retains your personal information for as long as necessary to meet data retention requirements, deliver services, and effectively manage our business unless otherwise indicated by you. If you choose to have all your personal information deleted from our records, please contact us at [email protected]. Upon receiving your request, we will proceed to remove your data from our systems, respecting your preferences and complying with legal standards.

V. California Privacy Rights

Under the California Consumer Privacy Act (CCPA), residents have specific rights regarding their personal data. At Money Then, these rights include:

  • Right to Know About Personal Data: You can request disclosure of the categories and specific pieces of personal data we have collected.
  • Right to Delete Personal Data: You have the right to request the deletion of your personal data collected by us.
  • Right to Opt-Out of Data Sale: You can request that we do not sell your personal data.

We at Money Then are committed to addressing your requests in line with these rights within one month. If you wish to exercise any of these rights or have questions about your data privacy, please do not hesitate to reach out to us.

VI. Rights under GDPR Data Protection Regulations

At Money Then, we place a high priority on ensuring your understanding of your data protection rights. As a user, you have various entitlements regarding your personal information:

  • Access to Your Data: You can request access to view the personal data we hold about you. Please note that a nominal fee may apply for this service.
  • Correction of Your Data: If you identify any inaccuracies in your personal data within our records, you have the right to request corrections. Additionally, you can ask us to complete any incomplete information.
  • Deletion of Your Data: Under specific circumstances, you have the right to request the deletion of your personal data from our systems.
  • Limitation on Data Processing: You have the option to request limitations on how we process your personal data under certain conditions.
  • Objection to Data Processing: In certain situations, you have the right to object to our processing of your personal data.
  • Transfer of Your Data: You can request the transfer of the data we have collected about you to another organization or directly to yourself, subject to certain conditions.

We are dedicated to addressing your requests regarding these rights within one month. If you wish to exercise any of these rights or have inquiries about your data, please reach out to us.

VII. Children’s Information and Parental Concerns

Money Then does not intend to collect information from children under the age of 13. We strongly encourage parents and guardians to monitor their children’s online activities.

While determining a user’s exact age is not always feasible, we are committed to promptly removing any personal information from children as soon as we become aware of such situations.

If parents or guardians identify such instances, we provide a direct contact channel for reporting. Please contact us at [email protected], and we will take the necessary steps to address the situation.

VIII. Updates to Our Privacy Policy

Money Then retains the right to modify our Privacy Policy as necessary. These changes are vital to keeping pace with advancements in technology, legal regulations, or changes in our business operations. We assure our users that we will communicate any changes clearly and promptly. We recommend that you regularly review our Privacy Policy to stay informed about how we safeguard your personal information. Please note that continuing to use our services after any modifications indicates your agreement with those changes.

IX. How to Reach Us

If you have any questions, feedback, or concerns regarding our Privacy Policy, your personally identifiable information, how we utilize or share your data, or if you wish to discuss your consent choices, please feel free to contact us at [email protected] or fill out the form available at https://moneythen.com/contact/.